The case comprised two main elements. The first related to the merits and the second to jurisdiction.
Put shortly Mr Hill, who acted for himself, had served a Statutory Demand for payment on RBS at its Head Office in Edinburgh. This stated that Mr Hill was due from the Bank payment of £23,583,434.55. This was in connection with a credit card debt where Mr Hill sought return of money he had paid on his credit card together with interest, costs, comprising charges for letters sent at the rate of £200 per letter; phone calls at the rate of £400 each; and research at the rate of £100 per hour, and damages of £23,029,367.09. “The only basis set out in the demand attempting to justify why the defender is entitled to restitution from the pursuers is that this is calculated as the profits made by the pursuers with the allegedly fraudulent use of the defender’s money. No information or detail is provided by the defender in relation to any such alleged fraud.” Continue reading