Tag Archives: Mortgage Re-possession

How the Football Transfer Window Helped Prevent a Mortgage Repossession

Many unusual and unexpected things are heard in the courts of Scotland. However I had not, to my knowledge, been in court when reference was being made to the football transfer window, at least in a case that had nothing to do with football teams!

A couple of weeks ago, there was the usual crowd in Court 13 at Glasgow Sheriff Court. Lots of cases (83 to be precise) were on the list, many of them mortgage repossessions. Lots of people had turned up without representation in an effort to keep the roof over their heads.

Generally each case has its own specific circumstances – illness, separation, loss of employment – leading to mortgage arrears and frantic efforts to stave off repossession. From time to time an unusual solution to the problem is suggested, but generally it is only liberal applications of money which can solve the problems (there are actually far more things that a debtor can do to protect his position, but that is for elsewhere). Continue reading


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